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Banks

(370 words)

Author(s): Tietmeyer, Hans
[German Version] provide several basic services: they facilitate saving and investing, provide capital, help people build homes or purchase durable goods, and enable monetary transactions. They also provide tools for individual and commercial cash management. By accepting funds as deposits and extending loans, they function as intermediaries between savers and investors. …

Money

(2,464 words)

Author(s): Tietmeyer, Hans | Prohl, Inken
[German Version] I. Terminology and History – II. Religious Studies – III. Sociology, Economics, and Ethics I. Terminology and History An economy based on division of labor implies manifold exchanges. The exchange of goods and services along with other obligations and commitments requires an orderly monetary system. (a) As a means of payment, money substantially simplifies exchange. (b) As a unit of calculation, money provides a measure of value and means of determining equivalency. (c) Prices represent an infor…